The Harsh Truth About Wasting Big Payments on Liabilities – And What We Can Learn from Actress Humaira Asghar’s Story

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Hey Guys : 

I was listening to the news and i heard of an actress who died because of being broke in her apartment in Pakistan and her body was found decomposed which mark that she died six or a year ago and nobody came to check it out i was astonished and  surprised and even sad that this is life where nobody cares about you . you think they do and then you try to impress them by buying expansive bags clothes mobile liabilities this is the same case with this actress according to me and God knows best any how she even had one million followers where are they all went why they did not even messaged her asking about her health and everything yes where are these million followers i am confused . first people run after followers then they do get money but after getting both they simply don t use their mind and think that these one million followers are very loyal to them while in true fact they are not they are nothing but just a number because they did not cared about her and she passed away maybe a year ago and was in her apartment dead for year and her story is actually for those boys and girls ladies or gents who try to impress other by buying expansive liabilities and do not care about their future and do not invest in assets 

so here i am going to discuss the mistake which she did and how can we avoid it it is famous saying a person learn from his mistakes but the wisest person also learns from the mistake of other so you should learn from it 

lets deep dive  into it ..

Introduction

Have you ever received a big amount of money — and felt like you must spend it right away?

That excitement, that pressure to show others you’ve “made it,” is real. But what most people don’t realize is this:

Money is not just for spending. It’s for building your future.

In this blog post, you’ll discover the shocking truth about wasting your big payments on liabilities — and you’ll read a powerful lesson from the real-life story of Pakistani actress Humaira Asghar, who publicly admitted her regret over buying expensive things instead of investing.

This story is emotional, real, and it might just change your financial life.

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What Are Liabilities?

Before we dive into the story, let’s understand the difference between liabilities and assets.

• Liabilities are things that look good but lose value.
  They take money out of your pocket.

Examples:

• Expensive phones

• Designer clothes

• Luxury cars

• Fancy dinners

• Lavish home décor

• Assets are things that make you money or increase in value.

Examples:

• Real estate

• Stocks and mutual funds

• Online businesses

• Digital products

• Blogs, YouTube channels, intellectual property

Liabilities feel good today. Assets feel good forever.

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Why People Waste Money on Liabilities

The truth is, we don’t always buy liabilities because we need them. We buy them to:

• Show others we’re successful

• Get likes and praise online

• Feel better about ourselves

• Compete with friends and celebrities

But the pain comes later — when the money is gone and nothing is left.

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The Story of Actress Humaira Asghar who also had one million followers 

Let’s talk about a real story — the famous Pakistani actress and model, Humaira Asghar.

Who is She?

Humaira Asghar rose to fame in Pakistan’s entertainment industry through fashion shows, drama appearances, and viral social media content. She became well-known not just for her acting but also for her bold lifestyle.

As money started flowing in from TV shows, modeling gigs, and brand sponsorships — she began living like a superstar.

Humaira would regularly post:

• Expensive jewelry

• International tours

• Brand-new luxury bags

• Designer outfits

• Fancy cafes and 5-star hotels

Fans loved it. Her Instagram boomed. Brands offered her more deals. It was a dream life… until reality hit.

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The Collapse

She was found dead someday ago in her small fancy apartment and her dead body was decomposed and after being tested many doctors said that it was one moth older majority said eight to nine month older s but the fact is she spend her most of the wealth on liabilities and did not care about her future 

Her dead body  revealed that despite earning lakhs every month in past and spending it on liabilities , she was:

• Paying rent

• Struggling to save

• Always under pressure to “look rich”

• Emotionally tired

Even with fame, she felt trapped. The wealth she showed online wasn’t real wealth — it was borrowed joy and temporary luxury.

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The Lesson: It’s Not Just Her

Humaira’s story isn’t just about one actress. It’s about millions of people worldwide who repeat this mistake.

• A worker in Dubai earns AED 15,000 and buys a car on installment.

• A freelancer gets their first $2,000 and buys the latest iPhone.

• A student in Canada gets a tax refund and spends it all on clothes.

We all feel that pressure: "Now that I have money, I should enjoy it."

But when you buy liabilities first, you build a castle on sand.

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Imagine This Instead:

What if Humaira had:

• Bought a small house in Lahore worth 60 lakh

• Rented it for 50,000 PKR per month

• Put 10 lakh into mutual funds

• Built her own cosmetics or clothing brand

• Created an online course for aspiring models

Today, even if she stopped acting, she would still be earning — without pressure, without fake appearances, without regret.

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What Should YOU Do When You Receive a Big Payment?

Let’s say tomorrow you receive:

• $1,000 from freelancing

• Rs. 200,000 from a deal

• AED 10,000 from a bonus

Here’s what smart money thinkers do:

1. Invest at least 50% into Assets

• Stocks, real estate, digital tools

• Start a blog or online store

• Learn a high-income skill

2. Save 30% for Emergency

• Health issues

• Family needs

• Job loss or market drop

3. Spend only 20% (and spend wisely)

• Basic upgrades

• Self-care (books, health)

• Small celebration (within budget)

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When Is It OK to Buy Liabilities?

Answer: When your assets are already paying for them.

Example:

• Your blog makes $500/month? Buy a new laptop with it.

• Your stock gives you $100/month? Go out to dinner once.

• Your rental income pays your rent? Upgrade your wardrobe.

But never touch your main capital for liabilities.

Only spend from the profit of your investments.

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The Psychological Trap

Why do we keep making the same mistake?

Because social media rewards fakeness, not financial stability.

• If you post a photo of your savings account: no likes.

• If you post a selfie in Dubai: hundreds of likes.

We’re trained to impress people — even if it kills our bank account.

But real peace is when you wake up knowing:

• Your bills are paid

• You’re debt-free

• You can help your family

• You don’t need to beg for money ever again

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The Rich Don’t Show Off — They Build Quietly

Let’s look at billionaires:

• Warren Buffett still lives in a house he bought in 1958

• Mark Zuckerberg wears plain T-shirts

• Steve Jobs wore the same outfit daily

Why?

Because they know: looking rich is a trap. Being rich is freedom.

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What Happens If You Keep Buying Liabilities?

You stay in the cycle:

1. Make money → spend fast

2. Get broke → stress and anxiety

3. Wait for next income → repeat mistake

This is why so many people:

• Work for 40 years

• Have no savings

• Have heart attacks from stress

• Regret not starting earlier

But you can break this cycle. Starting now.

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Humaira Asghar’s Message to Young People

In the same interview, she said:

“I’m not ashamed of my past. But I want others to learn from my mistakes. Don’t waste your prime years on brand wars. Build something for yourself — something that lasts.”

That’s the real gold.

Not her clothes.
Not her fame.
Not her social media.

Her honesty, her transformation, and her realization — these are priceless.

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Final Advice for You (the Reader)

If you’re young, broke, or just starting — you’re in the best position of your life.

Why?

Because you haven’t wasted decades yet.

• Start a free blog

• Learn investing

• Sell digital products

• Read finance blogs daily

• Stop comparing your life to influencers

Plant your assets today so your future self will say:

“Alhamdulillah, I chose the right path early.”

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Conclusion

You don’t need to be an actress or celebrity to learn from their stories.

Humaira Asghar’s truth is your warning and your blessing. She gave you the blueprint:

• Make money.

• Avoid show-off culture.

• Invest in things that grow.

• Choose peace over pressure.

• Build quiet wealth.

Because when life tests you — only assets stand with you. Liabilities look good but disappear fast.

I hope that you might have got what i wanted to spread message to you and i hope that you will never ever commit or make the same mistake again in your life if you truely care about your friends and family then dont forget to share this with them maybe this could change their life and will thank you and also your futureself will also thank you if you acted upon what i mentioned rest is you choice 

if you want to know how a poor man became rich just by selling old books you could read out 

https://www.mindsetmasteries.org/2025/07/how-man-sold-old-books-and-became.html

if you want to know how to start a business with no money at all you could read out 

https://www.mindsetmasteries.org/2025/07/how-to-start-business-with-no-money-at.html

if you want to know what digital products to sell or where to sell you could read out 

https://www.mindsetmasteries.org/2025/07/best-selling-digital-products-in-2025.html

thanks a lot for reading out take a good good care of your self and i will caught you in another post till then 

PEACE 

YOUR WELL WISHER 

SAAD UR REHMAN HEAD AND FOUNDER OF PAGE MINDSET MASTERY