🌟 From Tea Seller to Property Investor: The Story of Saad’s Financial Freedom Journey
🌟 From Tea Seller to Property Investor: The Story of Saad’s Financial Freedom Journey
Introduction
In a busy corner of sargodha, near a government office, a humble tea stall operated by a man named Saad stood quietly for over 20 years. People rushed past him daily—some on their way to work, some students, and many government officials who knew him simply as "Chacha Saad."
No one ever imagined that this man, who served tea in glass cups for Rs. 20, would one day own two houses, four rental shops, and be completely financially independent — without a fancy job, formal education, or any help.
This is a real, inspiring, and surprising journey of how smart decisions, patience, and a deep belief in progress helped one ordinary man become an extraordinary investor.
Chapter 1: The Life of a Tea Seller
Saad’s story begins in the late 1990s. After leaving his village near Sargodha in search of a better life, he arrived in Lahore with Rs. 3,000, an old bicycle, and a dream.
He had no degree, no family support, and worked as a helper at a roadside dhaba. After saving Rs. 15,000 over several months, he finally opened a small tea stall near a government office.
He worked from 6:00 AM to 7:00 PM, seven days a week. He earned between Rs. 500–700 per day, out of which most went to rent, groceries, and basic needs.
But Saad had something most others didn't — discipline and vision.He also Belived in himself that one day he would do it most of the people lack this thing and because of it they fail in their life to achieve their goals they do not belive in themselves But here Saad did.
Chapter 2: The First Investment
Saad started saving Rs. 100 every day. At the end of each month, he had Rs. 3,000. After two years of strict saving, he had collected Rs. 72,000.
Everyone told him to buy a new cart, or a bigger stove, or even a mobile phone. But he did something shocking becaue he belived in himself :
He bought a small 2-marla plot on the edge of Lahore in 2002.
Back then, no one cared about that area. It was dusty, far, and had no roads or electricity.
His relatives laughed. Other vendors told him he had made a mistake.
But Saad had heard something on the radio:
“Land never disappears. Its value only increases.”
and uon hearing that he just Belived in himself and trust in Allah and continued doing his work
Chapter 3: The Power of Patience
For the next 8 years, he did not sell the plot. He never borrowed against it. He continued serving tea, and by 2010, he had bought two more small plots — one through savings and one through a committee (a local rotating savings pool).
He never touched the money for luxury and Showoff he actually wanted to become financially independent so he did not buy these things .
No new clothes
No smartphone
No vacation
He had one goal: financial freedom.
By 2012, his first plot had increased 6 times in value.
Chapter 4: The First Rental Income
In 2013, Saad took a brave and smart step. He sold one of his plots for Rs. 1.8 million and used the money to build a small 2-room structure with a shop on the other.
He rented it out for Rs. 12,000/month.
That rent was more than what he earned from tea each month.
This was his turning point.
“I didn’t need to work for money anymore. Money had started working for me,” he told a young friend who asked him for advice.
This was all because he Had Strong Trust in Allah and Believed in Himself Not People People will alway laugh at your work even your own Family will Laugh at you and will say you are crazy this and that but the point is you should not come up on their words rather believe in your own self and keep on doing what you are doing Inshallah one day you will reach a point where those who were laughing will ask you for help .
Chapter 5: Smart Choices, Not Fancy Life
Even after getting rental income, he didn't stop working. He still opened his stall, now only in the mornings. The shop rent was going to his savings fund.
By 2015, he had saved enough to build another rental shop. He rented it for Rs. 18,000.
Now, he had Rs. 30,000/month passive income.
Chapter 6: From Stall to Strategy
He finally closed his stall in 2016 at age , saying:
“I gave it 25 years. Now it’s time to let money do the hard work.”
He wasn’t interested in showing off. He still wore simple shalwar kameez. But now:
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He had no debt
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Owned two properties
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Earned Rs. 50,000–60,000/month without doing physical work
Chapter 7: Surprising the Family
His nephews came from the village and were shocked to see:
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Their "poor" uncle driving a used Suzuki Cultus
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Living in his own house
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And offering to pay their college fees
They asked, “Chacha, how did this happen?”
He smiled and said:
“Discipline. No loans. And I didn’t try to look rich — I tried to become free and a strong trust in Allah and Five daily prayers .”
Also Read out this For more fiancial advices and investment : https://mindsetmasteryofficial.blogspot.com/2025/06/smart-financial-planning-and-investment.html
Chapter 8: His Investment Rules
Here are the simple but powerful principles Saad followed:
✅ 1. Save Before You Spend
He treated savings like a monthly bill. It had to be paid.
✅ 2. Buy Assets, Not Liabilities
He bought land, not phones or clothes.
✅ 3. Trust Real Estate
He believed in slow, steady property growth, especially on city outskirts.
✅ 4. No Loan, No Credit
He never borrowed money. He only bought what he could afford.and through what he could live he hated liabilities
✅ 5. Delay Gratification
He waited 10 years before seeing any results — and it paid off.
Chapter 9: Financial Independence Achieved
By 2020, Saad was earning over Rs. 70,000/month from three rental shops and one small house.
He lived a simple, peaceful life and spent most of his time teaching young people in his area about saving, investing, and staying patient.
He helped others start their journey toward financial independence.
Chapter 10: What You Can Learn From Saad
This isn’t just a story — it’s a model for success, especially in countries like Pakistan where:
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Job security is low
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Inflation is high
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Salaries are small
Yet even a tea seller with a plan and patience can beat the odds.
💡 Lessons for the Readers
🔹 You don’t need a big income — you need discipline.
🔹 Property is slow, but it works.
🔹 Don't chase status — chase freedom.
🔹 Start small, start now.
📈 Sample Growth Chart
Here’s a simple timeline of how Saad’s investments grew:
| Year | Action Taken | Value/Income (PKR) |
|---|---|---|
| 2000 | Started tea stall | Rs. 500/day |
| 2002 | Bought 1st plot | Rs. 72,000 |
| 2010 | Bought 2nd plot | Rs. 150,000 |
| 2013 | Built rental shop | Rs. 12,000/month rent |
| 2015 | Built another shop | Rs. 18,000/month rent |
| 2020 | 3 shops + 1 house owned | Rs. 70,000/month income |
| 2025 | Fully retired, no debt | Financially Free ✅ |
🧠 Final Thoughts
Saad’s story teaches us that you don’t need luck or a rich family to become financially free.
You need:
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A clear goal
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The courage to start small
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And the patience and trust in Allah to grow slowly
In the world of flashy influencers and quick money schemes, Saad’s journey is a reminder that real wealth is quiet, slow, and powerful.
🙋♂️ FAQs
Q: Can someone really build wealth with small savings?
Yes! Saad started with Rs. 100/day. Over time, small savings turned into huge investments.
Q: Is real estate still a good option in Pakistan?
Yes, especially in developing areas on the outskirts of big cities. Buy and hold for 5–10 years.
Q: What if I don’t earn enough?
Start saving even Rs. 50/day. Create a committee, or team up with friends for joint investments.
Q: I’m young. Should I wait?
No! The earlier you start, the more you benefit from compound growth and appreciation.
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Also Dont forget to Read out this one : https://mindsetmasteryofficial.blogspot.com/2025/06/understanding-finance-and-investment.html
Thanks a lot may ALLAH BLESS YOU ALL ENDLESSLY AMEEN AND MAKE IT EASY FOR ALL OF US AMEEN
REGARDS
BY HEAD OF MINDSET MASTRY
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